Money, Money, Money

I love taking charge of my finances. It gives me a sense of power over my life. Not to mention, it gives me a piece of mind about my future.

About a month ago, I decided to check out my credit score for the first time in probably a year. I was shocked at how low it was still. I mean, I've had almost 4 solid years of a credit history. But I'm just too impatient to wait.

I decided to take control and put my credit card in my name so I can pay it off in one lump sum and be done with it. The website said if I pay it off, I'll gain 83 points instantly. That's a big deal.

I really want to be financially stable in my life. I don't care about my income or how big my house will be, I just care that I have little debt and can provide for my children. I don't think that's too much to ask.

I've made a small step by vowing to pay my last two years of undergrad out of pocket, instead of investing in loans. That way, I can start paying off my loans while still in college and hopefully have less by the time I start grad school. Now for grad school, my loans will be quite hefty. That scares me. I know God will provide me with everything I need, so I shouldn't worry.

I like the feeling of paying bills. It gives me a sense of ownership and accomplishment. Almost as if the hours I put in at work are all worth it, even if my job is less than desirable at the time. If you plan well, you can have a stable future. So far, I think I am heading on the right track. Who knows, in 10 years from now, I may have my student loans paid off. That would be lovely. Absolutely lovely.